Overview Accounts
Account tasks
 How it works Pricing FAQ Sign in

Send and receive your money today.

Type an @handle or an email. It lands in the bank the same day.

See how it works
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Scan to open your account on your phone
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Money moves on {{ r.tag }} {{ r.label }}
Sending and receiving

Five ways to send and receive. Zero routing numbers.

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How it works

Three steps and you're moving money.

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Two ways in

Bank to bank, or card to bank.

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Inside your account

Send. Receive. Track.

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Transfer between your own accounts, Bill Pay, Contacts and Cards are all inside your account.

In everyday use

One handle. Every way you already pay.

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Pricing
$5 + 3%
per transfer.

No cap, no tiers, no surprises. Signing up costs nothing; a $20 bank debit once a year keeps your membership active.

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Get moving

Send your first transfer today.

Open an account with a connected bank in a few minutes. No card to enter, no routing numbers to ask for.

See pricing
Security

Built so there's nothing to lose.

Linkfion is a financial technology company, not a bank. Money moves between the accounts you connect and the people you pay — we never hold it.

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Common questions

Read the full FAQ
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Two minutes to open. Then send.

Sign in

Your @handle is your username. We'll send an 8-digit code — no password to remember.

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New here? Open an account

Enter your code

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Account type
You can invite your team and set approval rules once you're in — nothing else is needed to open the account.
People can pay you at this address, and you can sign in with it.
@ {{ handleStatus }}
Your mobile is a pay address and where your 8-digit sign-in codes go. No password to create.

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Already have an account? Sign in
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SR

Sofia Rivera

@rivera-ops · Rivera Works LLC
Membership active
Your details
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At a glance
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Membership
$20.00 a year, debited from Chase Business ··4821. Renews {{ renewDate }}.

Team and approvals

Who can prepare a transfer, who can release it, and what needs a second signature.

Person Role Can do Daily limit
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Approval rule

Transfers at or above this amount need a second person before they leave.

Audit trail
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Statements and exports

Everything your accountant asks for, without asking you.

Download
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1099 totals · {{ year }}

Paid to each contact this year. Anyone over $600 is flagged.

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Linkfion for business

Get paid anywhere. Pay everyone at once.

Approvals so no one moves money alone, batch sends so payday takes one click, and a QR code that turns any table into a checkout.

$99/month · 3% per transfer
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A table at the market is a checkout
Prepared in the back office, released by the owner
What you get

Everything a company needs to move money safely.

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Your QR, anywhere

Turn any table into a checkout.

Trade shows, conventions, swap meets, a yard sale, the front of your shop. Print your code, tape it up, and take real payments straight into your bank account — no terminal, no reader, no app for them to install.

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@riveraworks
linkfion.com/pay/@riveraworks — scan, enter an amount, done.
Print-ready PDF Table tent Sticker
Business pricing
$99 a month.
3% per transfer.

No cap, no tiers, cancel any month.

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Personal or business

See personal accounts
  Personal Business
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Set it up this afternoon.

Report spam, a scam, or suspicious activity

Tell us what happened in your own words. Reports are reviewed automatically within minutes, and anything the review can't settle goes to a person the same business day.

What are you reporting?
The more detail you give, the faster the review can act. {{ reportCount }}

If money has already left your account, submit this first, then contact your bank — a transfer cannot be pulled back once it has been sent, and your bank may have its own dispute process.
Report received
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Automated review has started and usually finishes within a few minutes. We'll reach you at {{ reportContactShown }} with what it found, and anything it can't settle goes to a person the same business day.

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Policy center

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Security

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Partners

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Developers

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Platform status

Read when this page opened. Every capability runs on more than one provider slot, and an open slot is one a partner can fill.

Reading current status…

Status could not be read. Reload the page.
Service
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Admin center

Internal
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Transfer volume
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Fee revenue
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Funds tracking
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Latest transfers
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Member Joined Status Volume
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Reference Parties Amount Fee Status
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Fee schedule

Applies platform-wide to bank-to-bank, card-to-bank, own-account transfers and Bill Pay. Saving writes a new version to the policy center and notifies every member 30 days before it takes effect.

%
$
Apply flat amount
$
Live formula
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Saved. Members will be notified 30 days before it takes effect.
What members would pay
Transfer Fee Total debit Effective
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Invite the people you pay

Anyone on Linkfion can be paid at their @handle — instantly, with nothing to look up. Share your link and the people you already send money to come with you.

Your invite link
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The link opens signup with your @handle already saved to their contacts, so their first payment to you takes one tap.

Or let them scan
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Point a phone camera at this to open signup — good for handing your phone across a counter.

Your bank accounts

Link as many as you need. Switch between them anywhere in Linkfion, and pick one as the payout account for card charges.

Activate your membership
One $20.00 debit from Chase Business ··4821, no transfer fee. Covers the year, renews {{ renewDate }}.
Membership active — $20.00 debited from Chase Business ··4821. Renews {{ renewDate }}.
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Balance{{ b.balance }}
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Secure connection · 256-bit encryption
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Your credentials go to {{ sheetInstName }}, encrypted. Linkfion never sees or stores them, and access is read-and-debit only for the accounts you pick next.
Choose which accounts to connect at {{ sheetInstName }}.

Connections are read-and-debit only for the accounts you authorize, and Linkfion never holds your money.

Cards you can charge

Charge any card on file. The fee comes out of the charge, and the net lands in one destination — the payout account you choose below — and nowhere else.

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Payout account

Every card charge settles here, net of the fee. One destination only — this is the guardrail, not a preference.

Changing the payout account re-verifies ownership and takes effect on the next charge. Manage banks

Charge preview
Charging{{ chargeCard }}
Transfer fee{{ chargeFee }}
Net to bank{{ chargeNet }}
Deposits to {{ payoutName }} only. Locked at the account level.

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Funds available in 1–2 business days. Fees shown before you confirm, always.

How Linkfion works

Six small moments. One clear path.

From claiming your handle to the receipt at the end, each step hands you to the next.

01Claim your @handleYour handle and your work email become payable addresses. Verified once, resolved forever.
02Link the banks you useTwo, three, or more — connected in a minute, read-and-debit only.
03Type a name and sendAn @handle, an email, or a phone number. Routing resolves behind the scenes — you never look it up.
04It lands the same business dayBefore 4:00 PM ET it goes out today. International settles in 1–2 business days over SWIFT.
05Or charge a cardKeep up to three cards on file. Charges settle into the one payout account you nominate — nowhere else.
06Track it, receipt itEvery transfer carries a reference, a live timeline, and a receipt you can hand to your accountant.
Type a name and send
A receipt at the end
It lands the same business day
What it costs
$5 + 3% per transfer

Same either direction, no cap. Signing up costs nothing; a $20 bank debit once a year activates membership. Your own bank may charge its own outgoing fee — that part isn't ours.

Wire $2,500fee $80.00 · debit $2,580.00
Charge $4,800fee $149.00 · net $4,651.00

One fee. Shown before it moves.

Two plans, no tiers inside them, no cap on either. You see the whole number before you confirm, every time.

One fee. Shown before it moves.

Two plans, no tiers inside them, no cap on either. You see the whole number before you confirm, every time.

Business
$99 / month
3% per transfer. Built for paying many people at once.
Approvals
A second person releases the money. Nothing moves alone.
Batch send
A whole list of people paid with one release.
Exports and 1099 totals
Everything your accountant asks for, ready.
Print-ready payment QR
Any table becomes a checkout.
Personal
$20 / year
$5 + 3% per transfer. Send and receive at your @handle.
Five ways to get paid
Phone, email, @handle, pay link, QR — one account.
Unlimited connected banks
Switch between them anywhere, rename them anything.
Recurring on a calendar
Set it once. Pause it anytime.
A receipt for every transfer
A reference and a live timeline, every time.
$20.00
the fee on a $500 transfer
$80.00
the fee on a $2,500 transfer
$365.00
the fee on a $12,000 transfer
$0
on everything incoming
Every fee in full before you confirm. No cap, no FX markup, no card required to open. Read the full FAQ

Two minutes to open. Then send.

Questions, answered plainly

Clarity and acceleration go together.

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Go to your Accounts to send it. Money moves from your bank to theirs — Linkfion never holds it.

No member at {{ payHandleText }}

Check the handle with the person who sent it, or open your own account in minutes.